Flat Fee Legal Fees for Real Estate

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If you are getting a mortgage, we will usually be asked to work for the lender in completing your mortgage. While costs are higher for you, it also means that you have saved money over having the lender hire a lawyer. In addition to all the services you get under the Cash Purchase, we also review your mortgage documents, receive funds from the mortgagee (lender), issue reports to your lender, and sometimes, we will have to obtain title insurance. If you are getting a mortgage, we can help.

Buying a home without a mortgage. Our services include receiving sale documents from their lawyer, reviewing trust conditions, reviewing the Real Property Report, signing  documents with you, filing the Transfer of Land with Land Titles, paying the other lawyer the cash to close, and all advice in respect of the same. This also includes reporting to you on an interim basis when the transaction is completed and issuing a final report to you when your name is on the title to your new property.

If you need to add or remove a person from title, you do so by transferring title from the old owner(s) to the new owner(s) .

We will review the contract, contact the lawyer for the buyer, ensure that you are up to date on taxes, and ensure that there is nothing on title that could delay closing. Once we understand your perspective, we meet with you to sign documents, obtain mortgage information, and review your RPR. We then prepare a very detailed trust letter imposing conditions on the buyer's lawyer for how to proceed with the sale. On the closing day, we accept funds and deal with any last minute problems. 

 When you changed from one lender to another, the old mortgage will have to be paid off and the new mortgage will need to be added to the title to your property. Just like when you buy a house, this process often requires us to work for both you and the lender causing the fees to go up but will save you money in the long-run. 

 If you were a previous client of Roszler & Associates, please inquire as to our recurring client discounts, which range from 5-20% of the posted fees. 

Although it's hard to quantify this, our lawyers are constantly checking in on our clients' files. Whenever we receive a trust letter, demand, email, or telephone call, our legal knowledge and expertise is being challenged and used. Most of what you pay for is the ability of our lawyers to understand problems and answer questions that took us years to understand and even longer to master.

A real estate transaction is often a mosaic of competing interests and careful timing. We coordinate with you, your realtor, your bank/mortgage broker, the other lawyer, your insurer, the Land Titles office, the city of Calgary, surveyors, couriers, and all manner of other people involved in a real estate transaction all to make sure you have the smoothest experience possible. If that seems like a lot to you, trust us, it is!

We will meet with you for up to two one-hours appointments to go over the closing documents, mortgage, survey, trust letter, purchase contract, or any other document you have questions about.

We will receive funds from you and from your lender. We will also disburse funds to two or more payees at no additional charge (within reason).

Have you ever wondered why you couldn't just complete your transaction on your own? Imagine handing a cheque for $500,000.00 to someone and hoping that they would go through with a transaction. Lawyers, who are insured, provide the safety net that allow purchasers and sellers to quickly complete transactions without the need for clunky escrow services, long closing periods, temporary rental arrangements, or other issues that come with an uninsured way of closing your transaction.